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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,639 | $99,079-4.5% | $78,002+21.3% | $273,972-65.5% |
| Participation rate | 71.4% | 78.6%-7.1pp | 75.5%-4.1pp | 83.0%-11.6pp |
| Annual return | 5.20% | 217.93%-212.7pp | 425.99%-420.8pp | 41.46%-36.3pp |
| Employer contribution / active EE | $0 | $3,308-100.0% | $2,470-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,535 | $4,306-17.9% | $3,497+1.1% | $5,287-33.1% |
| Admin fee / account holder | $17,166 | $8,954+91.7% | $5,481+213.2% | $10,133+69.4% |