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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $579,464 | $202,342+186.4% | $172,753+235.4% | $152,909+279.0% |
| Participation rate | 94.7% | 87.1%+7.7pp | 82.6%+12.1pp | 82.5%+12.3pp |
| Annual return | 0.32% | 1029.88%-1029.6pp | 803.00%-802.7pp | 345.46%-345.1pp |
| Employer contribution / active EE | $4,682 | $5,857-20.1% | $5,144-9.0% | $4,764-1.7% |
| Participant deferral / active EE | $3,640 | $5,948-38.8% | $5,198-30.0% | $5,851-37.8% |
| Admin fee / account holder | $25,947 | $17,112+51.6% | $13,956+85.9% | $11,601+123.7% |