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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $561,742 | $198,457+183.1% | $170,435+229.6% | $147,586+280.6% |
| Participation rate | 95.0% | 88.0%+7.0pp | 83.6%+11.4pp | 82.8%+12.2pp |
| Annual return | 12.48% | 257.30%-244.8pp | 205.94%-193.5pp | 578.59%-566.1pp |
| Employer contribution / active EE | $4,740 | $6,183-23.3% | $5,432-12.7% | $4,876-2.8% |
| Participant deferral / active EE | $2,048 | $5,629-63.6% | $4,939-58.5% | $5,439-62.3% |
| Admin fee / account holder | $47,314 | $16,852+180.8% | $13,881+240.9% | $10,886+334.6% |