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| Provider | Service type | Compensation |
|---|---|---|
BENEFIT FIDUCIARY GROUP LLC6 years Service code 27 6802 PARAGON PLACE, SUITE 126 · RICHMOND, VA 23230 | Advisory (Plan) | $32,278 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $21,509 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $3,456 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,672 | $80,748-23.6% | $102,383-39.8% | $74,429-17.1% |
| Participation rate | 63.7% | 65.7%-2.0pp | 74.5%-10.8pp | 67.2%-3.5pp |
| Annual return | 11.90% | 27.57%-15.7pp | 24.94%-13.0pp | 1368.38%-1356.5pp |
| Employer contribution / active EE | $1,964 | $3,159-37.8% | $3,870-49.3% | $2,625-25.2% |
| Participant deferral / active EE | $3,063 | $3,861-20.7% | $5,060-39.5% | $4,348-29.6% |
| Admin fee / account holder | $327 | $2,371-86.2% | $8,391-96.1% | $1,944-83.2% |