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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,652 | $169,356-91.3% | $129,406-88.7% | $145,897-90.0% |
| Participation rate | 41.7% | 76.5%-34.8pp | 69.6%-28.0pp | 80.3%-38.6pp |
| Annual return | 11.51% | 14418.62%-14407.1pp | 9468.18%-9456.7pp | 552.29%-540.8pp |
| Employer contribution / active EE | $801 | $5,542-85.6% | $4,155-80.7% | $4,663-82.8% |
| Participant deferral / active EE | $1,164 | $4,987-76.7% | $4,167-72.1% | $6,689-82.6% |
| Admin fee / account holder | $301 | $9,915-97.0% | $7,689-96.1% | $13,390-97.8% |