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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,177 | $96,491-50.1% | $75,894-36.5% | $152,885-68.5% |
| Participation rate | 78.6% | 76.2%+2.4pp | 69.3%+9.3pp | 82.5%-3.9pp |
| Annual return | 17.04% | 33.98%-16.9pp | 30.76%-13.7pp | 345.39%-328.3pp |
| Employer contribution / active EE | $972 | $3,310-70.6% | $2,501-61.1% | $4,763-79.6% |
| Participant deferral / active EE | $1,549 | $4,553-66.0% | $3,603-57.0% | $5,851-73.5% |
| Admin fee / account holder | $2,157 | $8,079-73.3% | $5,420-60.2% | $11,598-81.4% |