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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,245 | $91,536+33.5% | $130,062-6.0% | $75,177+62.6% |
| Participation rate | 82.0% | 71.5%+10.5pp | 78.5%+3.5pp | 67.2%+14.8pp |
| Annual return | 11.39% | -631.62%+643.0pp | -137.37%+148.8pp | 160.75%-149.4pp |
| Employer contribution / active EE | $6,885 | $2,845+142.0% | $4,322+59.3% | $2,671+157.8% |
| Participant deferral / active EE | $4,351 | $4,343+0.2% | $5,821-25.2% | $4,126+5.5% |
| Admin fee / account holder | $7,404 | $6,780+9.2% | $10,601-30.2% | $5,651+31.0% |