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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,347 | $99,994+46.4% | $146,643-0.2% | $85,847+70.5% |
| Participation rate | 94.3% | 73.1%+21.3pp | 80.1%+14.3pp | 69.3%+25.0pp |
| Annual return | 9.38% | 18.93%-9.6pp | 22.75%-13.4pp | 318.61%-309.2pp |
| Employer contribution / active EE | $6,041 | $2,559+136.1% | $4,137+46.0% | $2,565+135.5% |
| Participant deferral / active EE | $4,469 | $4,006+11.5% | $5,506-18.8% | $3,952+13.1% |
| Admin fee / account holder | $1,722 | $7,703-77.6% | $10,280-83.2% | $6,261-72.5% |