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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,514 | $101,795+9.5% | $165,100-32.5% | $80,959+37.7% |
| Participation rate | 82.4% | 71.8%+10.5pp | 78.6%+3.7pp | 67.7%+14.7pp |
| Annual return | 9.34% | 16.73%-7.4pp | 70.21%-60.9pp | 35.67%-26.3pp |
| Employer contribution / active EE | $5,552 | $2,954+88.0% | $4,348+27.7% | $2,757+101.4% |
| Participant deferral / active EE | $4,153 | $4,476-7.2% | $6,035-31.2% | $4,300-3.4% |
| Admin fee / account holder | $22,585 | $8,221+174.7% | $12,696+77.9% | $6,925+226.1% |