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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,961 | $108,825+2.0% | $156,181-29.0% | $82,448+34.6% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 15.73% | 20.59%-4.9pp | 64.87%-49.1pp | 41.64%-25.9pp |
| Employer contribution / active EE | $10,651 | $2,870+271.1% | $4,294+148.0% | $2,551+317.5% |
| Participant deferral / active EE | $4,283 | $4,577-6.4% | $6,132-30.1% | $4,139+3.5% |
| Admin fee / account holder | $4,344 | $9,341-53.5% | $14,586-70.2% | $7,234-40.0% |