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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,218 | $105,200+169.2% | $159,474+77.6% | $85,847+229.9% |
| Participation rate | 94.7% | 75.8%+19.0pp | 82.8%+11.9pp | 69.3%+25.4pp |
| Annual return | 13.35% | 45.08%-31.7pp | 263.68%-250.3pp | 318.61%-305.3pp |
| Employer contribution / active EE | $3,929 | $3,319+18.4% | $4,831-18.7% | $2,565+53.2% |
| Participant deferral / active EE | $10,722 | $5,946+80.3% | $7,353+45.8% | $3,952+171.3% |
| Admin fee / account holder | $6,875 | $6,934-0.9% | $10,802-36.4% | $6,261+9.8% |