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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,029 | $77,817+110.8% | $123,553+32.8% | $64,173+155.6% |
| Participation rate | 97.6% | 74.7%+22.9pp | 82.3%+15.4pp | 69.6%+28.1pp |
| Annual return | -3.85% | 12.49%-16.3pp | 119.21%-123.1pp | 7.63%-11.5pp |
| Employer contribution / active EE | $4,485 | $3,014+48.8% | $4,628-3.1% | $2,381+88.4% |
| Participant deferral / active EE | $10,852 | $5,240+107.1% | $6,426+68.9% | $3,470+212.8% |
| Admin fee / account holder | $7,198 | $5,519+30.4% | $9,284-22.5% | $4,887+47.3% |