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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $702,592 | $175,259+300.9% | $149,723+369.3% | $139,487+403.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 6.65% | 166.82%-160.2pp | 134.50%-127.8pp | 373.84%-367.2pp |
| Employer contribution / active EE | $6,200 | $5,478+13.2% | $4,821+28.6% | $4,755+30.4% |
| Participant deferral / active EE | $13,094 | $6,522+100.8% | $5,682+130.4% | $6,713+95.1% |
| Admin fee / account holder | $43,628 | $16,158+170.0% | $13,215+230.1% | $11,407+282.5% |