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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $644,834 | $202,342+218.7% | $172,753+273.3% | $152,909+321.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 9.06% | 1029.88%-1020.8pp | 803.00%-793.9pp | 345.46%-336.4pp |
| Employer contribution / active EE | $4,966 | $5,857-15.2% | $5,144-3.5% | $4,764+4.2% |
| Participant deferral / active EE | $8,242 | $5,948+38.6% | $5,198+58.6% | $5,851+40.9% |
| Admin fee / account holder | $16,161 | $17,112-5.6% | $13,956+15.8% | $11,601+39.3% |