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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,905 | $101,063-91.2% | $81,473-89.1% | $147,586-94.0% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 1.30% | 32.41%-31.1pp | 38.78%-37.5pp | 578.59%-577.3pp |
| Employer contribution / active EE | $4,500 | $3,206+40.4% | $2,568+75.2% | $4,876-7.7% |
| Participant deferral / active EE | $4,500 | $4,242+6.1% | $3,537+27.2% | $5,439-17.3% |
| Admin fee / account holder | $175,892 | $5,812+2926.2% | $4,561+3756.2% | $10,886+1515.8% |