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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,382 | $64,716-90.1% | $112,258-94.3% | $68,495-90.7% |
| Participation rate | 34.7% | 67.2%-32.5pp | 75.1%-40.4pp | 67.9%-33.2pp |
| Annual return | 0.00% | -11.40%+11.4pp | 27.47%-27.5pp | -7.84%+7.8pp |
| Employer contribution / active EE | $864 | $2,746-68.5% | $3,636-76.2% | $2,596-66.7% |
| Participant deferral / active EE | $1,623 | $3,565-54.5% | $4,728-65.7% | $4,028-59.7% |
| Admin fee / account holder | $147 | $5,232-97.2% | $6,411-97.7% | $5,403-97.3% |