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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,595 | $98,776-63.0% | $149,745-75.6% | $79,856-54.2% |
| Participation rate | 96.3% | 75.8%+20.5pp | 82.5%+13.8pp | 69.6%+26.7pp |
| Annual return | 2.99% | 27.38%-24.4pp | 276.72%-273.7pp | 31.71%-28.7pp |
| Employer contribution / active EE | $959 | $3,217-70.2% | $4,646-79.4% | $2,471-61.2% |
| Participant deferral / active EE | $5,234 | $5,681-7.9% | $6,843-23.5% | $3,741+39.9% |
| Admin fee / account holder | $2,576 | $6,053-57.4% | $9,312-72.3% | $5,306-51.4% |