Retirement plan

EMPLOYEE BENEFIT PLAN OF NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE, INC.

Name: NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE, INC. - EMPLOYEE BENEFIT PLAN OF NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE, INC. (2018) Form 5500
Creator: NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE, INC., NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE, INC.

NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE, INC.EIN 52-1007666Plan #002PY 2018

25 E 20TH ST STE 170 - BALTIMORE, MD 212186038410-327-1200

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$721K

-8.4% from 2017

Total participants

+10.0% from 2017

Average account balance

$34,327

-12.8% from 2017

Annual return

7.57%

-17.98 pp from 2017

Benchmarks

See 105,557 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort105,557 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.49M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$45K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

103.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$195K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.54%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$4457

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$226K

$10261 / participant

Other / not subdivided$226K100.0%

% of EOY assets

31.315%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$34,327

$180,459-81.0%

$154,108-77.7%

$135,380-74.6%

Participation rate

95.5%

87.4%+8.0pp

83.0%+12.4pp

82.6%+12.8pp

Annual return

7.57%

888.21%-880.6pp

735.21%-727.6pp

519.81%-512.2pp

Employer contribution / active EE

$2,359

$6,035-60.9%

$5,298-55.5%

$4,779-50.6%

Participant deferral / active EE

$2,177

$5,806-62.5%

$5,081-57.2%

$5,609-61.2%

Admin fee / account holder

$10,750

$16,145-33.4%

$13,411-19.8%

$10,828-0.7%

EMPLOYEE BENEFIT PLAN OF NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion