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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $555,727 | $85,766+548.0% | $136,297+307.7% | $70,124+692.5% |
| Participation rate | 96.3% | 74.2%+22.1pp | 81.9%+14.4pp | 69.5%+26.8pp |
| Annual return | 13.24% | 31.45%-18.2pp | 5156.19%-5143.0pp | 73.14%-59.9pp |
| Employer contribution / active EE | $16,445 | $2,966+454.4% | $4,696+250.2% | $2,342+602.0% |
| Participant deferral / active EE | $13,235 | $5,051+162.0% | $6,247+111.9% | $3,332+297.2% |
| Admin fee / account holder | $11,495 | $5,420+112.1% | $9,244+24.4% | $4,645+147.4% |