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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $483,437 | $76,551+531.5% | $123,894+290.2% | $62,881+668.8% |
| Participation rate | 92.9% | 73.0%+19.9pp | 81.4%+11.4pp | 69.3%+23.6pp |
| Annual return | 8.61% | 18.68%-10.1pp | 47.52%-38.9pp | 20.14%-11.5pp |
| Employer contribution / active EE | $16,836 | $2,882+484.1% | $4,617+264.7% | $2,281+638.1% |
| Participant deferral / active EE | $12,111 | $4,840+150.2% | $5,984+102.4% | $3,203+278.1% |
| Admin fee / account holder | $3,264 | $4,826-32.4% | $8,357-60.9% | $4,296-24.0% |