Retirement plan

THE MARYLAND ZOOLOGICAL SOCIETY SAVINGS AND RETIREMENT PLAN

Name: THE MARYLAND ZOOLOGICAL SOCIETY - THE MARYLAND ZOOLOGICAL SOCIETY SAVINGS AND RETIREMENT PLAN (2018) Form 5500
Creator: THE MARYLAND ZOOLOGICAL SOCIETY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE MARYLAND ZOOLOGICAL SOCIETY SAVINGS AND RETIREMENT PLAN, THE MARYLAND ZOOLOGICAL SOCIETY

THE MARYLAND ZOOLOGICAL SOCIETYEIN 52-0996352Plan #001PY 2018

1876 MANSION HOUSE DRIVE - BALTIMORE, MD 21217410-396-7102

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$5.9M

-0.5% from 2017

Total participants

223

-0.4% from 2017

Average account balance

$36,041

-2.4% from 2017

Annual return

-6.15%

-23.96 pp from 2017

Benchmarks

See 599 peers

Peer group

Industry71 - Arts, Entertainment, and Recreation

Plan typeDefined contribution

Participants100-249

Cohort599 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.79M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$67K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

175

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

59.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$643K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.35%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$247

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY WEALTH MGMT., LLC Service code 26 650 SOUTH EXETER ST., SUITE 1100 · BALTIMORE, MD 21202	Advisory (Participants)	$18,275
CDM RETIREMENT CONSULTANTS, INC.4+ years Service code 15 300 E. JOPPA RD., STE 601 · TOWSON, MD 21286	Recordkeeping	$12,747

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$31K

$168 / participant

Investment mgmt$18K58.9%
Other / not subdivided$13K41.1%

% of EOY assets

0.528%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CLIFTONLARSONALLEN
Auditor EIN: 410746749
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$36,041

$44,221-18.5%

$121,220-70.3%

$56,289-36.0%

Participation rate

67.6%

61.1%+6.5pp

71.8%-4.2pp

69.9%-2.3pp

Annual return

-6.15%

-3.58%-2.6pp

16.94%-23.1pp

-9.96%+3.8pp

Employer contribution / active EE

$1,049

$1,480-29.1%

$4,023-73.9%

$2,111-50.3%

Participant deferral / active EE

$1,954

$2,521-22.5%

$3,345-41.6%

$3,350-41.7%

Admin fee / account holder

$190

$480-60.4%

$5,021-96.2%

$521-63.5%

Provider

Service type

Compensation

MORGAN STANLEY SMITH BARNEY2 years

Filed as: MORGAN STANLEY WEALTH MGMT., LLC

Service code 26

650 SOUTH EXETER ST., SUITE 1100 · BALTIMORE, MD 21202

Advisory (Participants)

$18,275

CDM RETIREMENT CONSULTANTS, INC.4+ years

Service code 15

300 E. JOPPA RD., STE 601 · TOWSON, MD 21286

Recordkeeping

$12,747

THE MARYLAND ZOOLOGICAL SOCIETY SAVINGS AND RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE MARYLAND ZOOLOGICAL SOCIETY SAVINGS AND RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion