Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,150 | $39,132+7.7% | $57,196-26.3% | $62,881-33.0% |
| Participation rate | 38.7% | 70.5%-31.8pp | 75.3%-36.6pp | 69.3%-30.6pp |
| Annual return | 6.15% | 9.24%-3.1pp | 14.59%-8.4pp | 20.14%-14.0pp |
| Employer contribution / active EE | $0 | $1,874-100.0% | $2,683-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $647 | $2,374-72.8% | $3,096-79.1% | $3,203-79.8% |
| Admin fee / account holder | $596 | $2,594-77.0% | $3,141-81.0% | $4,296-86.1% |