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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,313 | $101,653+143.3% | $147,080+68.1% | $74,459+232.1% |
| Participation rate | 99.1% | 75.6%+23.6pp | 82.2%+16.9pp | 67.2%+31.9pp |
| Annual return | 13.92% | 8754.98%-8741.1pp | 420.17%-406.3pp | 1369.70%-1355.8pp |
| Employer contribution / active EE | $15,652 | $3,813+310.5% | $4,933+217.3% | $2,626+496.1% |
| Participant deferral / active EE | $9,524 | $7,304+30.4% | $8,066+18.1% | $4,350+119.0% |
| Admin fee / account holder | $604 | $1,752-65.5% | $12,989-95.3% | $1,945-68.9% |