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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,446 | $84,499+99.3% | $125,391+34.3% | $66,949+151.6% |
| Participation rate | 100.0% | 76.4%+23.6pp | 82.4%+17.6pp | 69.8%+30.2pp |
| Annual return | -16.89% | -8.49%-8.4pp | 572.41%-589.3pp | 1.57%-18.5pp |
| Employer contribution / active EE | $16,635 | $3,554+368.1% | $4,816+245.4% | $2,545+553.5% |
| Participant deferral / active EE | $8,396 | $6,785+23.8% | $7,448+12.7% | $4,239+98.1% |
| Admin fee / account holder | $447 | $685-34.7% | $10,009-95.5% | $594-24.7% |