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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,313 | $101,499+143.7% | $147,005+68.2% | $74,546+231.8% |
| Participation rate | 99.1% | 75.5%+23.6pp | 82.2%+17.0pp | 67.2%+31.9pp |
| Annual return | 13.92% | 8732.34%-8718.4pp | 418.76%-404.8pp | 1366.03%-1352.1pp |
| Employer contribution / active EE | $15,652 | $3,811+310.7% | $4,934+217.2% | $2,624+496.4% |
| Participant deferral / active EE | $9,524 | $7,304+30.4% | $8,070+18.0% | $4,347+119.1% |
| Admin fee / account holder | $604 | $1,748-65.4% | $13,006-95.4% | $1,944-68.9% |