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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,282 | $93,617+154.5% | $135,982+75.2% | $75,177+217.0% |
| Participation rate | 96.8% | 75.2%+21.6pp | 81.9%+14.9pp | 67.2%+29.6pp |
| Annual return | 14.85% | 30.89%-16.0pp | 68.32%-53.5pp | 160.75%-145.9pp |
| Employer contribution / active EE | $13,513 | $3,538+281.9% | $4,859+178.1% | $2,671+405.9% |
| Participant deferral / active EE | $12,463 | $6,406+94.5% | $7,760+60.6% | $4,126+202.0% |
| Admin fee / account holder | $4,338 | $6,980-37.8% | $10,767-59.7% | $5,651-23.2% |