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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,862 | $105,200+155.6% | $159,474+68.6% | $85,847+213.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 15.22% | 45.08%-29.9pp | 263.68%-248.5pp | 318.61%-303.4pp |
| Employer contribution / active EE | $13,537 | $3,319+307.9% | $4,831+180.2% | $2,565+427.7% |
| Participant deferral / active EE | $10,925 | $5,946+83.7% | $7,353+48.6% | $3,952+176.4% |
| Admin fee / account holder | $29,570 | $6,934+326.4% | $10,802+173.7% | $6,261+372.3% |