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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,576 | $175,259-71.7% | $149,723-66.9% | $139,487-64.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.77% | 166.82%-158.1pp | 134.50%-125.7pp | 373.84%-365.1pp |
| Employer contribution / active EE | $1,386 | $5,478-74.7% | $4,821-71.3% | $4,755-70.9% |
| Participant deferral / active EE | $560 | $6,522-91.4% | $5,682-90.1% | $6,713-91.7% |
| Admin fee / account holder | $171,638 | $16,158+962.2% | $13,215+1198.8% | $11,407+1404.6% |