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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,566 | $217,432-36.3% | $185,851-25.4% | $167,553-17.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 5.54% | 148.43%-142.9pp | 122.11%-116.6pp | 478.89%-473.3pp |
| Employer contribution / active EE | $1,019 | $5,874-82.6% | $5,168-80.3% | $4,840-78.9% |
| Participant deferral / active EE | $7,998 | $6,357+25.8% | $5,569+43.6% | $6,343+26.1% |
| Admin fee / account holder | $13,634 | $19,820-31.2% | $16,245-16.1% | $12,316+10.7% |