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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,053 | $117,895+93.4% | $102,460+122.6% | $145,897+56.3% |
| Participation rate | 91.7% | 78.6%+13.0pp | 76.5%+15.2pp | 80.3%+11.4pp |
| Annual return | 10.67% | 31.92%-21.3pp | 29.47%-18.8pp | 552.29%-541.6pp |
| Employer contribution / active EE | $3,244 | $3,619-10.4% | $3,025+7.2% | $4,663-30.4% |
| Participant deferral / active EE | $10,006 | $5,736+74.4% | $5,056+97.9% | $6,689+49.6% |
| Admin fee / account holder | $3,642 | $13,353-72.7% | $9,460-61.5% | $13,390-72.8% |