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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,616 | $124,330-40.8% | $109,173-32.6% | $167,536-56.1% |
| Participation rate | 50.0% | 79.5%-29.5pp | 75.9%-25.9pp | 82.1%-32.1pp |
| Annual return | 10.98% | 26.04%-15.1pp | 25.75%-14.8pp | 478.82%-467.8pp |
| Employer contribution / active EE | $5,299 | $4,209+25.9% | $3,723+42.3% | $4,839+9.5% |
| Participant deferral / active EE | $0 | $5,256-100.0% | $4,654-100.0% | $6,342-100.0% |
| Admin fee / account holder | $795 | $7,974-90.0% | $6,755-88.2% | $12,315-93.5% |