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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,975 | $115,814-49.9% | $101,275-42.8% | $158,982-63.5% |
| Participation rate | 53.8% | 79.4%-25.5pp | 75.8%-22.0pp | 82.0%-28.1pp |
| Annual return | 17.43% | 56.16%-38.7pp | 46.48%-29.0pp | 302.99%-285.6pp |
| Employer contribution / active EE | $2,252 | $4,176-46.1% | $3,660-38.5% | $4,763-52.7% |
| Participant deferral / active EE | $5,707 | $4,958+15.1% | $4,371+30.6% | $5,983-4.6% |
| Admin fee / account holder | $522 | $7,249-92.8% | $5,948-91.2% | $11,252-95.4% |