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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,054 | $202,345+39.9% | $172,755+63.8% | $152,885+85.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 25.99% | 1029.77%-1003.8pp | 802.94%-777.0pp | 345.39%-319.4pp |
| Employer contribution / active EE | $12,788 | $5,858+118.3% | $5,144+148.6% | $4,763+168.5% |
| Participant deferral / active EE | $9,754 | $5,948+64.0% | $5,198+87.7% | $5,851+66.7% |
| Admin fee / account holder | $3,863 | $17,111-77.4% | $13,955-72.3% | $11,598-66.7% |