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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,440 | $165,399+12.7% | $149,745+24.5% | $158,982+17.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 3.81% | 348.34%-344.5pp | 276.72%-272.9pp | 302.99%-299.2pp |
| Employer contribution / active EE | $2,525 | $5,105-50.5% | $4,646-45.6% | $4,763-47.0% |
| Participant deferral / active EE | $1,473 | $7,183-79.5% | $6,843-78.5% | $5,983-75.4% |
| Admin fee / account holder | $1,220 | $10,811-88.7% | $9,312-86.9% | $11,252-89.2% |