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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,940 | $157,304+13.1% | $141,197+26.0% | $152,909+16.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 8.09% | 64.34%-56.3pp | 71.41%-63.3pp | 345.46%-337.4pp |
| Employer contribution / active EE | $3,522 | $5,263-33.1% | $4,736-25.6% | $4,764-26.1% |
| Participant deferral / active EE | $2,980 | $7,111-58.1% | $6,710-55.6% | $5,851-49.1% |
| Admin fee / account holder | $15,482 | $12,126+27.7% | $10,265+50.8% | $11,601+33.5% |