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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,123 | $160,040+143.8% | $147,096+165.2% | $145,877+167.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.45% | 98.49%-84.0pp | 419.75%-405.3pp | 551.28%-536.8pp |
| Employer contribution / active EE | $11,399 | $5,289+115.5% | $4,936+130.9% | $4,663+144.5% |
| Participant deferral / active EE | $14,197 | $8,429+68.4% | $8,071+75.9% | $6,691+112.2% |
| Admin fee / account holder | $3,691 | $15,050-75.5% | $13,005-71.6% | $13,402-72.5% |