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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,152 | $82,678+228.0% | $125,391+116.2% | $68,490+295.9% |
| Participation rate | 96.7% | 75.1%+21.6pp | 82.4%+14.3pp | 67.9%+28.8pp |
| Annual return | -17.73% | -5.97%-11.8pp | 572.41%-590.1pp | -7.85%-9.9pp |
| Employer contribution / active EE | $8,337 | $3,382+146.5% | $4,816+73.1% | $2,597+221.1% |
| Participant deferral / active EE | $10,187 | $6,111+66.7% | $7,448+36.8% | $4,028+152.9% |
| Admin fee / account holder | $1,759 | $6,277-72.0% | $10,009-82.4% | $5,403-67.4% |