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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,170 | $154,228+184.8% | $145,433+202.0% | $137,256+220.0% |
| Participation rate | 95.7% | 83.8%+11.9pp | 82.1%+13.5pp | 80.0%+15.7pp |
| Annual return | 12.19% | 74.59%-62.4pp | 66.58%-54.4pp | 220.34%-208.2pp |
| Employer contribution / active EE | $13,583 | $4,804+182.7% | $4,554+198.2% | $4,156+226.8% |
| Participant deferral / active EE | $13,361 | $8,216+62.6% | $7,897+69.2% | $6,407+108.5% |
| Admin fee / account holder | $105,202 | $14,344+633.4% | $13,129+701.3% | $12,270+757.4% |