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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,370 | $182,442-71.8% | $163,379-68.6% | $138,895-63.0% |
| Participation rate | 75.0% | 79.8%-4.8pp | 76.8%-1.8pp | 79.9%-4.9pp |
| Annual return | 4.98% | 72.74%-67.8pp | 63.41%-58.4pp | 145.39%-140.4pp |
| Employer contribution / active EE | $2,591 | $4,159-37.7% | $3,752-30.9% | $4,194-38.2% |
| Participant deferral / active EE | $4,942 | $6,817-27.5% | $6,282-21.3% | $6,396-22.7% |
| Admin fee / account holder | $41,254 | $10,396+296.8% | $9,818+320.2% | $12,562+228.4% |