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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $471,729 | $217,432+117.0% | $185,851+153.8% | $167,553+181.5% |
| Participation rate | 92.3% | 86.1%+6.3pp | 81.7%+10.6pp | 82.1%+10.2pp |
| Annual return | 16.63% | 148.43%-131.8pp | 122.11%-105.5pp | 478.89%-462.3pp |
| Employer contribution / active EE | $13,700 | $5,874+133.2% | $5,168+165.1% | $4,840+183.1% |
| Participant deferral / active EE | $2,324 | $6,357-63.4% | $5,569-58.3% | $6,343-63.4% |
| Admin fee / account holder | $83,938 | $19,820+323.5% | $16,245+416.7% | $12,316+581.5% |