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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $421,292 | $209,422+101.2% | $178,503+136.0% | $158,982+165.0% |
| Participation rate | 75.0% | 86.4%-11.4pp | 81.9%-6.9pp | 82.0%-7.0pp |
| Annual return | 22.09% | 188.81%-166.7pp | 151.12%-129.0pp | 302.99%-280.9pp |
| Employer contribution / active EE | $9,783 | $5,707+71.4% | $5,011+95.2% | $4,763+105.4% |
| Participant deferral / active EE | $408 | $5,955-93.1% | $5,202-92.2% | $5,983-93.2% |
| Admin fee / account holder | $139,355 | $17,079+715.9% | $13,987+896.3% | $11,252+1138.5% |