Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH LIFE AGENCY INC Service code 49 · EIN 13-2808480 | Other Services | $29,733 |
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $5,466 |
Service code 49 · EIN 13-5674085 | Other Services | $4,416 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,894 | $56,443+64.6% | $83,830+10.8% | $55,725+66.7% |
| Participation rate | 42.6% | 72.0%-29.4pp | 76.1%-33.5pp | 70.9%-28.2pp |
| Annual return | -8.02% | 393.67%-401.7pp | 850.97%-859.0pp | 244.93%-252.9pp |
| Employer contribution / active EE | $1,357 | $2,682-49.4% | $3,631-62.6% | $2,078-34.7% |
| Participant deferral / active EE | $2,378 | $2,965-19.8% | $4,082-41.7% | $3,356-29.1% |
| Admin fee / account holder | $40 | $156-74.3% | $5,479-99.3% | $115-65.1% |