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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,312 | $100,805-74.9% | $86,698-70.8% | $134,532-81.2% |
| Participation rate | 60.0% | 79.0%-19.0pp | 76.6%-16.6pp | 81.2%-21.2pp |
| Annual return | -16.09% | 29.09%-45.2pp | 35.95%-52.0pp | 418.27%-434.4pp |
| Employer contribution / active EE | $2,237 | $3,490-35.9% | $2,837-21.1% | $4,741-52.8% |
| Participant deferral / active EE | $5,123 | $5,339-4.0% | $4,656+10.0% | $6,401-20.0% |
| Admin fee / account holder | $4,863 | $10,925-55.5% | $7,493-35.1% | $11,429-57.5% |