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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,488 | $112,121-90.6% | $95,960-89.1% | $158,966-93.4% |
| Participation rate | 84.6% | 79.0%+5.6pp | 77.1%+7.5pp | 82.0%+2.7pp |
| Annual return | 8.99% | 171.16%-162.2pp | 91.63%-82.6pp | 302.95%-294.0pp |
| Employer contribution / active EE | $1,720 | $3,199-46.2% | $2,541-32.3% | $4,762-63.9% |
| Participant deferral / active EE | $3,630 | $4,784-24.1% | $4,167-12.9% | $5,983-39.3% |
| Admin fee / account holder | $370 | $10,135-96.3% | $6,797-94.6% | $11,250-96.7% |