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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,780 | $117,895-11.1% | $102,460+2.3% | $145,897-28.2% |
| Participation rate | 45.5% | 78.6%-33.2pp | 76.5%-31.1pp | 80.3%-34.9pp |
| Annual return | 24.27% | 31.92%-7.7pp | 29.47%-5.2pp | 552.29%-528.0pp |
| Employer contribution / active EE | $4,023 | $3,619+11.2% | $3,025+33.0% | $4,663-13.7% |
| Participant deferral / active EE | $11,516 | $5,736+100.7% | $5,056+127.8% | $6,689+72.1% |
| Admin fee / account holder | $14,585 | $13,353+9.2% | $9,460+54.2% | $13,390+8.9% |