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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $495,018 | $91,179+442.9% | $178,499+177.3% | $79,852+519.9% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 8.47% | 24.19%-15.7pp | 151.10%-142.6pp | 31.72%-23.3pp |
| Employer contribution / active EE | $19,314 | $3,256+493.2% | $5,011+285.4% | $2,471+681.6% |
| Participant deferral / active EE | $13,533 | $3,236+318.2% | $5,202+160.1% | $3,740+261.8% |
| Admin fee / account holder | $89,282 | $6,749+1223.0% | $13,986+538.4% | $5,306+1582.6% |