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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $581,578 | $75,962+665.6% | $154,108+277.4% | $64,173+806.3% |
| Participation rate | 95.0% | 70.4%+24.6pp | 83.0%+12.0pp | 69.6%+25.4pp |
| Annual return | -4.04% | 30.32%-34.4pp | 735.21%-739.2pp | 7.63%-11.7pp |
| Employer contribution / active EE | $22,160 | $3,350+561.5% | $5,298+318.3% | $2,381+830.8% |
| Participant deferral / active EE | $13,644 | $3,175+329.8% | $5,081+168.6% | $3,470+293.2% |
| Admin fee / account holder | $11,765 | $5,589+110.5% | $13,411-12.3% | $4,887+140.7% |