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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,762 | $160,028+71.7% | $147,080+86.8% | $145,884+88.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 20.72% | 98.60%-77.9pp | 420.17%-399.4pp | 551.85%-531.1pp |
| Employer contribution / active EE | $2,794 | $5,286-47.1% | $4,933-43.4% | $4,662-40.1% |
| Participant deferral / active EE | $11,096 | $8,422+31.8% | $8,066+37.6% | $6,690+65.9% |
| Admin fee / account holder | $1,069 | $15,030-92.9% | $12,989-91.8% | $13,392-92.0% |