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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,932 | $176,120+64.6% | $159,487+81.8% | $167,553+73.0% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 20.00% | 331.95%-311.9pp | 263.71%-243.7pp | 478.89%-458.9pp |
| Employer contribution / active EE | $633 | $5,299-88.1% | $4,831-86.9% | $4,840-86.9% |
| Participant deferral / active EE | $13,431 | $7,752+73.3% | $7,354+82.6% | $6,343+111.8% |
| Admin fee / account holder | $6,770 | $12,561-46.1% | $10,804-37.3% | $12,316-45.0% |