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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,802 | $63,861+40.6% | $104,625-14.2% | $79,852+12.5% |
| Participation rate | 100.0% | 64.9%+35.1pp | 74.1%+25.9pp | 69.6%+30.4pp |
| Annual return | 11.73% | 21.30%-9.6pp | 340.60%-328.9pp | 31.72%-20.0pp |
| Employer contribution / active EE | $763 | $1,588-51.9% | $2,681-71.5% | $2,471-69.1% |
| Participant deferral / active EE | $5,000 | $2,693+85.6% | $3,738+33.8% | $3,740+33.7% |
| Admin fee / account holder | $26,093 | $4,185+523.5% | $6,465+303.6% | $5,306+391.7% |