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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,671 | $109,967-6.6% | $97,197+5.6% | $145,877-29.6% |
| Participation rate | 71.4% | 76.0%-4.5pp | 72.7%-1.3pp | 80.3%-8.9pp |
| Annual return | 9.83% | 244.27%-234.4pp | 75.47%-65.6pp | 551.28%-541.5pp |
| Employer contribution / active EE | $0 | $3,077-100.0% | $2,723-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,186 | $4,676-31.9% | $4,263-25.3% | $6,691-52.4% |
| Admin fee / account holder | $59,009 | $6,199+851.9% | $5,637+946.8% | $13,402+340.3% |